Savings - Comparison Table

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Key Features	Bonus Saver Account	Power-up eSaver Account	Access Savings Account	Cash Management Account	MyBusiness Account	Christmas Club Account	Pension Security Account	Term Deposit Account
Availability of funds	At Call	At Call	At Call	At Call	At Call	1st Nov to 31st Jan	At Call	At Maturity
Minimum to open	$1	$1	$1	$1	$1	$1	$1	from $500
Interest income	Calculated daily, paid monthly	Calculated daily, paid monthly	Calculated daily, paid quarterly	Calculated daily, paid quarterly	Calculated on minimum monthly balance, paid yearly June 30th	Calculated daily, paid quarterly	Calculated daily, paid quarterly	Calculated daily, paid monthly or at maturity
Overdraft available	No	No	Yes	No	Yes	No	No	No
Access Methods
Branch Transactions	Yes	Deposits only	Yes	Yes	Yes	Yes	Yes	Yes
ATM/EFTPOS	No	No	Yes	No	Yes	No	Yes	No
Bank@Post	No	No	Yes	No	Yes	No	Yes	No
Banking App	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Balance enquiries only
Phone Banking	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Balance enquiries only
Internet Banking	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Balance enquiries only
BPAY	Yes	No (Internet and phone banking only)	Yes	Yes	Yes	No	Yes	No
External credit transfers	Yes	No (Internet and phone banking only)	Yes	Yes	Yes	Yes	Yes	At maturity only
Personal cheque facility	No	No	Yes	No	Yes	No	Yes	No
Direct credits	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No
Direct debits	No	No	Yes	Yes	Yes	No	Yes	No
Periodical payments	No	No	Yes	Yes	Yes	No	Yes	No
Outward bound direct debits	No	No	Yes	Yes	Yes	Yes	Yes	No