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Life Insurance

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Ezicover is Zurich’s range of "do it yourself" online life insurance products. It’s a quick & simple way to help provide financial security for you and your family.

Ezicover Life Insurance is available for Australian residents aged between 19 and 69. You can choose cover up to $1,500,000 (depending on your age)#. Benefits are payable in the event of your death or terminal illness where your life expectancy is less than 12 months.

The benefits+

  • Free cover for the first month
  • 10% discount for second life where two applications are submitted and two policies issued at the same time**
  • Competitive premiums
  • Simple and easy application process – online or phone
  • Up to $1,500,000 cover available (depending on age)#
  • Increase your death benefit by up to $100,000 in any one year without reassessment in the event of certain life changes*
  • $15,000 advance payment while your death claim is being settled
  • 24 hour worldwide cover

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

Click here to view the Product Disclosure Statement (PDS) for the above products. You should read and consider the PDS before deciding whether to acquire any product mentioned here.

+ This is a summary of the benefits only. Terms and conditions apply. Please refer to the Ezicover Life Insurance Product Disclosure Statement for full details.

# Cover available up to $1,500,000 for persons aged 19-45, up to $1,000,000 for persons aged 46-54, up to $750,000 for persons aged 55-59 and up to $500,000 for persons aged 60-69.

*Death benefit can be increased by up to $100,000 in any one year until the policy anniversary after your 54th birthday without our reassessment of your personal circumstances, following marriage, divorce, becoming a parent, becoming a full-time carer or becoming a widow or widower.

**Available for Ezicover Life Insurance only where you and another person apply for two policies at the same time and both policies are accepted.

Ezicover insurance products are issued by Zurich Australia Limited (Zurich) ABN 92 000 010 195 AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060. Zurich has prepared the information on this website about Ezicover and Unity Bank Limited is simply passing the information onto you. This information is of a general nature only and does not take in to account your objectives, financial situation or needs. You should consider these factors and the relevant product disclosure statement (PDS), available at, which contains details of conditions, limits and exclusions of cover, before making a decision regarding the product. Unity Bank Limited does not recommend, endorse or advise you about this insurance. They can only refer you to Zurich. If you buy an Ezicover policy, Unity Bank Limited will receive a referral commission from Zurich of 20% (plus GST) of your insurance premium. This amount is paid by Zurich and is not an additional cost to you.