An Overdraft is a continuing line of credit facility attached to your transaction account. It's designed to help you over those peak periods when unexpected bills arrive. You can draw as much or as little as you want up to your pre-approved limit.

  • Only pay interest on the portion of the overdraft used
  • Interest calculated daily and charged monthly

15.22% pa Interest rate1

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Interest Rates
Variable Interest Rate15.22% pa
Minimum Amount$500 
Maximum Amount$20,000 
Loan periodContinuing credit
RepaymentsMonthly, fortnightly, weekly
Interest chargesCalculated daily, charged monthly
Annual fee / monthly feeYes 
Establishment Fee$150 
Loan Repayment Insurance AvailableYes
Auto repayments salary/accountYes

1. Eligibility criteria, terms and conditions, fees and charges apply. Interest rates are current as at 22/5/2019 and are subject to change without notice.