Tide You Over


This mortgage account works like an overdraft where you allocate your income to reduce the outstanding balance.

  • CONVENIENCE of having money available for emergencies or other worthwhile purposes
  • Only pay interest on the portion of the overdraft used
  • NO monthly account keeping or service fees
  • A VISA Debit Card can be attached to this account

4.63% pa1 Owner Occupied
Variable rate

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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here

Tide You Over Home Equity Loan - Owner Occupied
Interest Rates
Variable Interest Rate4.63% pa
Minimum Amount$30,000 
Maximum Amount80% of the property value
Loan periodContinuing credit
Interest chargesCalculated daily, charged monthly
Legal FeesAt cost
Valuation FeesAt cost
Variable and lump sum repaymentsYes
Additional Repayments AcceptedYes 
Monthly account keeping/service feesNo
Top up facility availableMin $10,000

Credit eligibility criteria, terms and conditions, fees and charges apply.

1. This rate is for secured loans only. Minimum loan amount is $30,000. Maximum loan is 80% of the property value.