Fixed Rate

Enjoy the certainty of knowing what your repayments are for a fixed period. The Fixed Rate Home Loan is available for 1, 2, 3 and 5 years.

No monthly account keeping or service fees
Borrow from as little as $30,000
Make up to $10,000 in extra repayments without penalty
The option to split your loan between fixed and variable

From
3.94% pa Interest rate¹

4.79% pa Comparison rate²

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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here

Fixed Rate Home Loans
Interest Rates
Fixed Interest Rate - From	3.94% pa
Comparison Rate	4.79% pa
Features
Minimum Amount	$30,000
Establishment Cost	Yes, refer to Fees and Charges Brochure for applicable fee
Maximum Amount	90% of the property value
Split Option	Yes
Interest charges	Calculated daily, charged monthly
Early Repayment Fee	Yes, If paid out before expiry
Redraw Facility	No
Loan Repayment Insurance Available	Yes
Auto repayments salary/account	Yes

Eligibility criteria, terms and conditions, fees and charges apply. Interest rates are current as at 1/1/2019 and are subject to change without notice.

1. Only available for new home loans and refinances from competitors. These rates are for secured loans only. Minimum home loan amount $30,000. Not available for top-ups or internal product switches.

2. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.