Fixed Rate


Enjoy the certainty of knowing what your repayments are for a fixed period.  The Fixed Rate Home Loan is available for 1, 2, 3 and 5 years.

  • No monthly account keeping or service fees
  • Borrow from as little as $30,000
  • Make up to $10,000 in extra repayments without penalty
  • The option to split your loan between fixed and variable
  • Only available for new home loans and refinances from competitors

3.13% pa Owner Occupied
Interest rate1

4.29% pa  
Comparison rate2

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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here

Fixed Rate Home Loans
Interest Rates
Fixed Interest Rate - From3.13% pa
Comparison Rate4.29% pa
Minimum Amount$30,000 
Establishment CostYes, refer to Fees and Charges Brochure for applicable fee
Maximum Amount90% of the property value
Split OptionYes
Interest chargesCalculated daily, charged monthly
Early Repayment FeeYes, If paid out before expiry
Redraw FacilityNo 
Loan Repayment Insurance AvailableYes
Auto repayments salary/accountYes

Eligibility criteria, terms and conditions, fees and charges apply.

1. Only available for new home loans and refinances from competitors. These rates are for secured loans only. Minimum home loan amount $30,000. Not available for top-ups or internal product switches.
2. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.