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All in One Rewards Package

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Enjoy a wide range of discounts and benefits on loans, credit cards, everyday banking and insurance for a single annual package fee. The All in One Rewards Package is a great option if you are buying a new home, refinancing or investing in property.

  • Interest rate discounts on new All in One Home Loans2
  • Unlimited Visa, EFTPOS, ATM transactions3
  • Cash rebates for Insurance
  • No annual Credit Card fee
  • 100% Interest Offset facility, with a Visa Debit Card attached
  • Discounts on Personal, Car and Consolidation Loans
  • Only available for new home loans and refinances from competitors

From
3.85% pa Owner Occupied
Special Variable Rate1

   
4.27% pa  
 
Comparison rate1

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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here




All in one Rewards Package - $750000+ - Owner Occupied
Interest Rates
Variable Interest Rate3.85% pa
Comparison Rate4.27% pa
Fees
Annual feeNo
Annual Fee$350 
Establishment Fee$863 
Legal FeesAt cost
Valuation FeesAt cost
Features
Redraw FacilityUnlimited Free Redraw 
Offset AccountYes 
Additional Repayments AcceptedYes 
Additional Repayments Fee$0 
Loan periodUp to 30 years
RepaymentsMonthly Fortnightly Weekly
Interest chargesCalculated daily, charged monthly
Top up facility availableMin $10,000
Auto repayments salary/accountYes
FREE monthly transactionsYes
Annual fee on Visa Credit CardNo
Access to Premium Rate for personal loansYes 
Loan Repayment Insurance AvailableYes
Switching fee to Fixed RateNo
Bonus rate on Term DepositsYes
Repayment HolidayYes
Variable and lump sum repaymentsYes
Early Repayment FeeYes

Eligibility criteria, terms and conditions, fees and charges apply.

1. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2. The Rewards Package can be added to your current All in One home loan but only if you increase the amount of credit under the home loan by $100,000 or more.
3. Only one Access savings account (or any other accounts as agreed) which must be in the name of any of the parties included in the Rewards Package is eligible for the waiver of Excess Transaction Fees. Other fees and charges may apply.
View All in One Product Information Sheet